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    {
      "program": "capital-one",
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      "to": 1000,
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    {
      "program": "capital-one",
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      "to": 500,
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    {
      "program": "capital-one",
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    {
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    {
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      "to": 1000,
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    {
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          "label": "No-annual-fee ThankYou cards (Citi Strata, Double Cash, Custom Cash, ThankYou Preferred, ThankYou Mastercard)",
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    {
      "program": "citi-ty",
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        {
          "label": "No-annual-fee ThankYou cards (Citi Strata, Double Cash, Custom Cash, ThankYou Preferred, ThankYou Mastercard)",
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    {
      "program": "citi-ty",
      "program_name": "Citi ThankYou Rewards",
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        {
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    {
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      "program_name": "Citi ThankYou Rewards",
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        {
          "label": "No-annual-fee ThankYou cards (Citi Strata, Double Cash, Custom Cash, ThankYou Preferred, ThankYou Mastercard)",
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    {
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    {
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        {
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    {
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      "program_name": "Citi ThankYou Rewards",
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      "to": 1000,
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        {
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    {
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      "partner_id": "eva-infinity-mileagelands",
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    {
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      "partner_id": "jal-mileage-bank",
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    {
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    {
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    {
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    {
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    {
      "program": "citi-ty",
      "program_name": "Citi ThankYou Rewards",
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    {
      "program": "citi-ty",
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      "partner_id": "accor-live-limitless",
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          "to": 350
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    {
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      "checked_at": "2026-10-25"
    },
    {
      "program": "citi-ty",
      "program_name": "Citi ThankYou Rewards",
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    {
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    {
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    {
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      "partner_id": "alaska-atmos-rewards",
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      "to": 1000,
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    {
      "program": "bilt",
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    },
    {
      "program": "bilt",
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      "source_type": "official",
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    },
    {
      "program": "bilt",
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      "source_type": "official",
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    },
    {
      "program": "bilt",
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      "partner": "Air France-KLM Flying Blue",
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      "from": 1000,
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      "card_variants": [],
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      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
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      "loyalty_currency": "Virgin Points",
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      "from": 1000,
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      "card_variants": [],
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      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "virgin-atlantic-flying-club",
      "partner": "Virgin Atlantic Flying Club",
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      "from": 1000,
      "to": 1000,
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      "min_transfer": 2000,
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      "source_type": "official",
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    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "emirates-skywards",
      "partner": "Emirates Skywards",
      "loyalty_currency": "Skywards Miles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "british-airways-club",
      "partner": "British Airways Club",
      "loyalty_currency": "Avios",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "asia-miles",
      "partner": "Cathay Pacific",
      "loyalty_currency": "Asia Miles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "turkish-miles-and-smiles",
      "partner": "Turkish Airlines Miles&Smiles",
      "loyalty_currency": "Miles&Smiles miles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "aer-lingus-aerclub",
      "partner": "Aer Lingus AerClub",
      "loyalty_currency": "Avios",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "iberia-club",
      "partner": "Iberia Club",
      "loyalty_currency": "Avios",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "aeroplan",
      "partner": "Air Canada Aeroplan",
      "loyalty_currency": "Aeroplan points",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "tap-miles-and-go",
      "partner": "TAP Miles&Go",
      "loyalty_currency": "Miles&Go miles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "southwest-rapid-rewards",
      "partner": "Southwest Rapid Rewards",
      "loyalty_currency": "Rapid Rewards points",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 72 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "jal-mileage-bank",
      "partner": "Japan Airlines Mileage Bank",
      "loyalty_currency": "JAL miles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "qatar-privilege-club",
      "partner": "Qatar Airways Privilege Club",
      "loyalty_currency": "Avios",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "etihad-guest",
      "partner": "Etihad Guest",
      "loyalty_currency": "Etihad Guest miles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "hilton-honors",
      "partner": "Hilton Honors",
      "loyalty_currency": "Hilton Honors points",
      "type": "hotel",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "marriott-bonvoy",
      "partner": "Marriott Bonvoy",
      "loyalty_currency": "Marriott Bonvoy points",
      "type": "hotel",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "world-of-hyatt",
      "partner": "World of Hyatt",
      "loyalty_currency": "World of Hyatt points",
      "type": "hotel",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "ihg-one-rewards",
      "partner": "IHG One Rewards",
      "loyalty_currency": "IHG One Rewards points",
      "type": "hotel",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "accor-live-limitless",
      "partner": "Accor Live Limitless",
      "loyalty_currency": "Accor Live Limitless points",
      "type": "hotel",
      "from": 3000,
      "to": 2000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "wyndham-rewards",
      "partner": "Wyndham Rewards",
      "loyalty_currency": "Wyndham Rewards points",
      "type": "hotel",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "i-prefer-hotel-rewards",
      "partner": "I Prefer Hotel Rewards",
      "loyalty_currency": "I Prefer points",
      "type": "hotel",
      "from": 1000,
      "to": 2000,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "bilt",
      "program_name": "Bilt Rewards",
      "partner_id": "amtrak-guest-rewards",
      "partner": "Amtrak Guest Rewards",
      "loyalty_currency": "Amtrak Guest Rewards points",
      "type": "other",
      "from": 1000,
      "to": 500,
      "card_variants": [],
      "min_transfer": 2000,
      "increment": 1000,
      "transfer_time": "Usually immediate; allow up to 48 hours",
      "source_type": "official",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "aer-lingus-aerclub",
      "partner": "Aer Lingus AerClub",
      "loyalty_currency": "Avios",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "flying-blue",
      "partner": "Air France-KLM Flying Blue",
      "loyalty_currency": "Flying Blue miles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "lifemiles",
      "partner": "Avianca LifeMiles",
      "loyalty_currency": "LifeMiles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "british-airways-club",
      "partner": "British Airways Club",
      "loyalty_currency": "Avios",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "asia-miles",
      "partner": "Cathay Pacific",
      "loyalty_currency": "Asia Miles",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "iberia-club",
      "partner": "Iberia Club",
      "loyalty_currency": "Avios",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "jetblue-trueblue",
      "partner": "JetBlue TrueBlue",
      "loyalty_currency": "TrueBlue points",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "virgin-atlantic-flying-club",
      "partner": "Virgin Atlantic Flying Club",
      "loyalty_currency": "Virgin Points",
      "type": "airline",
      "from": 1000,
      "to": 1000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "choice-privileges",
      "partner": "Choice Privileges",
      "loyalty_currency": "Choice Privileges points",
      "type": "hotel",
      "from": 1000,
      "to": 2000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    },
    {
      "program": "wells-fargo",
      "program_name": "Wells Fargo Rewards",
      "partner_id": "wyndham-rewards",
      "partner": "Wyndham Rewards",
      "loyalty_currency": "Wyndham Rewards points",
      "type": "hotel",
      "from": 1000,
      "to": 2000,
      "card_variants": [],
      "min_transfer": null,
      "increment": null,
      "transfer_time": null,
      "source_type": "secondary",
      "checked_at": "2026-10-25"
    }
  ]
}